byAlma Abell

Many people will testify to the fact that being married can be difficult. Often, couples make the mistake of filing for a divorce simply because they don’t realize that there are options for picking up the pieces. Rather than assuming that a divorce is necessary, consider setting up an appointment with Marriage Counselors in Madison, AL. A counselor will be happy to meet with you alone or together with your spouse. The counselor is going to need to know more about this particular relationship. Don’t be embarrassed due to the things that have happened. Instead, be honest and rest assured that things will work out for the best.

Because you have chosen to Visit A Family Matter First for Counseling, you will have the opportunity to meet with a therapist on a regular basis. This is a therapist who is skilled in helping people in your situation. They will talk about the different things that are going on, and then they will help you to come up with a plan to make things right. Your counselor understands that you are under a lot of stress right now. This is why it is important to listen to what they are saying. Sometimes, it may take a couple of months to see results. However, this is something that will work if you are willing to try.

Divorce is definitely something that should be avoided especially in situations where children are involved. If you are having a hard time, and it doesn’t seem to be getting any better, don’t hesitate to set up an appointment to meet with Marriage Counselors in Madison, AL. A counselor is happy to sit down and look at this situation. They will talk about the different things that may be a concern. They will give couples marital advice which will hopefully help to build a stronger marriage. It is important to understand, sometimes it takes quite a while to put a marriage back together. Don’t give up until speaking with someone who has experience regarding marital issues. The two of you were happy at one time. It is possible to put this relationship back together once again.

Many people these days are looking to the used car market, rather than buying a new car. In a recent study a major auto industry think-tank found that among Gen Y’ers used cars are seen both as being a better value and holding their value better. It isn’t just about founding the right

car, though; it’s about finding the right dealer. The Federal Trade Commission (FTC) has sometips on how to handle both. Here a few of them.

1. Examine the car yourself and have it inspected by your own mechanic. Any reputable dealer will offer you the chance to do this before you buy.

2. Prior to purchase be sure to test-drive the vehicle in varied road conditions. On hills, highways, and in stop-and-go traffic.

3. Consider the dealer’s reputation before you buy. Great dealers will have customer testimonials. You should also call the Better Business Bureau (BBB) to find out if they have any unresolved complaints or look for the BBB seal on their website and review their profile.

4. Dealers are not required by law to give used car buyers a right to cancel. Before you purchase from a dealer, ask about the dealer’s return policy.

5. Get copies of everything you sign.

6. Research the cost of ownership for the vehicle you are interested in. The U.S. Department of

Transportation has information on recalls and gas mileage.

7. Do not to rely on spoken promises. Get all promises and warranties in writing, and get a receipt for any money you give the dealer.

8. Be sure the dealership or finance company reports your good payment history to the credit reporting agencies. This will improve your credit score (over time) and can lead to lower interest rates in the future.

9. Don’t commit to buying more than you can afford. You should consider how much you can put down, your monthly payment, the length of the loan, and the annual percentage rate (APR).

10. Many used cars come with an “As is” warranty, which is to say no warranty all. Reputable dealerships do generally offer a freewarranty, so ask and make sure you understand what you are getting.

Keep that phrase, “reputable dealer” in mind. That’s important to understand. Dealerships should not be run as an assembly line, just churning sales through (often chewing customers up inthe process). Great dealerships advise and counsel their customers; working

with them to find the right fit of vehicle and financing.

Want to know more? Call the FTC at

1-877-FTC-HELP or visit their website FTC.gov

Article Source: sooperarticles.com/automotive-articles/cars-articles/10-tips-how-find-great-used-car-dealer-get-great-deal-679806.html

About Author:

CliffordVanMeter is the head of marketing and public relations for Express Auto, Inc. A great dealershipheadquartered in Kalamazoo Michigan, Express Auto also has stores in BentonHarbor and Battle Creek. Making it south-west Michigan’s #1 buy-here, pay-hereused car dealership.Author: Cliff VanMeter

By Dipak Ramanuj

‘Accounting is the art of recording, classifying and summarizing in the significant manner and in terms of money, transaction and events which are in the part at least of a financial character and interpreting the result thereof.’

As per the definition accounting and bookkeeping is the simple art of record keeping. Every good record keeping system including classification transaction and event as well as their summarization for ready reference. Essentially the transaction and event are to be measured in the terms of money. Measurement in the terms of money means measuring at the ruling currency of county like rupees in India, Dollar in U.S.A

The transaction and events must have at least in part financial characteristics. The inauguration of new branches of a bank is an event without having financial character, while the business disposed of by the branch is an event having financial character. Accounting and Bookkeeping also interprets the recorded classified and summarized transaction and events.

However the above mention definition does not reflect the present day accounting function. The dimension of accounting and bookkeeping is much broader then that described in the above definition. A widely accepted definition is accounting is given by the American Accounting Association in 1966 which treated accounting as ‘The process of identifying, measuring and communicating economic information to permit informed judgments and decision by users as accounts.’

An examination of the various elements of the definition shows the role of accounting although many of its implements may become clear as the course advances.

1) There are curtains users of accounts. Earlier it was viewed that accounting is for the owner of the business but change social relationship diluted the earlier thanking. It is now believed that users of accounts includes, employee, ledgers, suppliers and other trade creditors, customers, government and other agencies and the public at large.

2) The users need data for judgment and decisions.

3) Accounting is a process of identifying users information requirement as also generating, recording and communicating such information to users. It also a common measurement unit e.g.: money. Accounting provides the art of presenting information systematically to the users of accounts.

Information is useless and meaningless unless it is relevant and material to a user’s decision. The information should be free of any biases. The users should understand mot only the financial results depicted by accounting figures but also should be able to access its reliability and compare it which information about attractive opportunity and the past experience. Accounting data is more useful if it stresses economic substance rather than technical form.

About the Author: Feel free to contact us at info@bookkeepingservicesindia.com for more information about Bookkeeping Accounting Services. Dipak Ramanuj is a webmaster of

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By Amy Nutt

Before you sign the contract and drive away with your rental car, you need to make sure you really know what you have agreed to by signing that agreement. If something were to go wrong while you had the rental car, who would be responsible? How much are you really going to be charged when you return it? What happens if the car gets scratched while you are driving it? You need to consider each of these questions before signing a rental car agreement.

Rental Cars and Insurance

One of the first things you will be asked when you head to the check out counter to pick up your rental car keys is whether or not you want to purchase the rental agency’s insurance policy. Do not say no without thinking first. If something were to happen to your rental car, would you be responsible for the damages? Without insurance, you would.

However, this does not mean that you need the rental car company’s insurance policy. Do you have car insurance on your own vehicle? If so, find out what your current car insurance company covers on rental cars. You may have full coverage on rental cars with your current insurance provider.

Are you paying via credit card? If so, check with your credit card company. Many of them automatically put rental car insurance on the cars that are rented using their cards.

If you do not have insurance with either of these sources, then you need to consider buying it. Also, keep in mind that you will not only pay for the damages to the rental car if you are in an accident. You will also have to pay for the lost time on that car. If it takes three days to fix the car, you will pay for three days of rental on that car, since the rental car company cannot make money during that time frame.

Keep in mind that the damage to a rental car does not have to occur in an accident. If the car is scratched, you could be charged. Be sure to inspect the car thoroughly before driving it off of the rental car lot. Have any damages that you notice noted on your contract.

Hidden Fees and Charges

You may think that you know how much the rental car will cost when all is said and done, but you likely will be surprised when you get your final bill due to additional fees and charges. Of course, you will have to pay taxes on your rental car. Be sure you plan for this when budgeting for a rental car.

You may also be charged for gas. Some rental car companies charge a flat fee for gas and instruct their renters to return the car close to empty. Others will not charge the gas fee if the car is returned full. If you can fill the car up yourself, do so, because the rate the rental car company is going to charge for gas will be more than the gas station down the street.

If a driver on the contract is under 25 years old, expect to pay an additional fee, if the rental car company will even allow this driver to drive the car. Also, adding additional drivers to the agreement will cost extra. Finally, be sure to inquire about late fees, and turn the car in on time unless you absolutely cannot do so.

Renting a car seems like it should be an easy task, but there are many considerations that you need to make before signing the contract. Make sure that you know exactly what you are agreeing to do, and follow through with your end of the contract. This will protect you from unexpected and expensive fees when you return the car.

About the Author: Renting a Car in Canada is made easier with a car rental Canada service provider. Contact your local car rental branch to find out about the different car rental options available.

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